How to Unblock Your Bajaj EMI Card: A Comprehensive Guide

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How to Unblock Your Bajaj EMI Card

How to Unblock Your Bajaj EMI Card

How to Unblock Your Bajaj EMI Card: In today’s fast-paced world, financial flexibility is crucial. The Bajaj EMI card provides just that, allowing you to make purchases and pay in easy installments. However, there may be times when you encounter issues with your card and find it blocked. Don’t worry; we’ve got you covered. In this article, we’ll walk you through the steps to unblock your Bajaj EMI card and regain access to its benefits.

Understanding Why Your Bajaj EMI Card is Blocked

Before diving into the unblocking process, it’s essential to understand why your Bajaj EMI card might get blocked. Common reasons include:

1. Missed Payments

One of the primary reasons for card blockage is missed payments on your EMI. Bajaj Finserv has strict timelines for EMI payments, and failing to adhere to them can lead to card suspension.

2. Crossing the Credit Limit

Exceeding your card’s credit limit can result in a temporary blockage. It’s crucial to stay within your approved limit to avoid this issue.

3. Inactive Usage

If you haven’t used your Bajaj EMI card for an extended period, it might get temporarily blocked for security reasons.

How to Unblock Your Bajaj EMI Card

Now that we’ve discussed why your card may be blocked let’s move on to the steps to unblock it:

1. Check Your Outstanding Dues

Start by checking if you have any outstanding EMI payments. Log in to your Bajaj Finserv account or the Bajaj Finserv Wallet app to review your dues.

2. Clear Pending Payments

If you find any pending payments, clear them immediately. Timely payment of EMIs is crucial to maintaining a healthy credit score and an active EMI card.

3. Contact Customer Support

If your card is blocked due to reasons other than missed payments, such as crossing the credit limit or inactivity, get in touch with Bajaj Finserv’s customer support. They will guide you on the specific steps to unblock your card.

4. Provide Necessary Documents

In some cases, Bajaj Finserv may require you to provide additional documents for verification. Ensure you have all the necessary paperwork ready to expedite the unblocking process.

5. Reset Your PIN

If you were prompted to change your PIN during the unblocking process, do so securely. Make sure to choose a strong PIN to enhance the security of your Bajaj EMI card.

6. Active Card Usage

To prevent future blockages, start using your Bajaj EMI card for transactions regularly. This will demonstrate your active and responsible usage, reducing the chances of it being blocked again.


Having your Bajaj EMI card blocked can be inconvenient, but it’s a solvable issue. By following the steps mentioned above and ensuring timely payments, you can unblock your card and continue enjoying its benefits hassle-free.

Now that you know how to unblock your Bajaj EMI card, you can confidently handle this situation when it arises. Remember to stay financially responsible and make timely payments to avoid any future inconveniences.

FAQs (Frequently Asked Questions)

Can we unblock blocked Bajaj EMI card?

Yes, you can usually unblock a blocked Bajaj EMI card by addressing the specific reason for the blockage, such as clearing outstanding dues or contacting Bajaj Finserv’s customer support for guidance.

What happens if Bajaj card is blocked?

If your Bajaj card is blocked, you won’t be able to use it for transactions until you resolve the issue, which may involve clearing outstanding dues, contacting customer support, or following specific instructions provided by Bajaj Finserv.

Why was my Bajaj Finserv card rejected?

Your Bajaj Finserv card may have been rejected due to factors such as a low credit score, incomplete documentation during the application process, or not meeting the eligibility criteria set by Bajaj Finserv.

Why my Bajaj EMI card is not working on Flipkart?

Your Bajaj EMI card may not work on Flipkart if it exceeds the allowed credit limit or if there are issues with your Bajaj Finserv account verification.

Can a permanently blocked card be unblocked?

Permanently blocked cards typically cannot be unblocked; they are usually deactivated for security or policy reasons, requiring a replacement card issuance.

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