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Personal Loan Eligibility ICICI
Personal Loan Eligibility ICICI: ICICI Bank is one of the largest private sector banks in India, and it offers personal loans to eligible individuals for a variety of purposes such as debt consolidation, medical expenses, travel expenses, wedding expenses, and more.
Personal loans from ICICI Bank are unsecured, meaning they do not require collateral, and the bank offers competitive interest rates and flexible repayment options. To apply for a personal loan from ICICI Bank, you need to meet certain eligibility criteria, such as having a stable source of income and a good credit history.
The eligibility criteria for a personal loan from ICICI Bank are:
- Age: The applicant must be between the ages of 23 and 55 years old.
- Residency: The applicant must be a resident of India.
- Income: The applicant must have a stable source of income and meet the minimum income requirements set by the bank.
- Employment: The applicant must be employed in a private or public sector organization, or be self-employed.
- Credit Score: The applicant must have a good credit score, as determined by ICICI Bank’s internal credit scoring system.
- Employment of Loan Account: The applicant should not have any overdue or defaulted loan accounts.
- Income Documents: The applicant must provide proof of income and other supporting financial documents as required by the bank.
FAQs
What is the minimum salary to get a personal loan from ICICI Bank?
20000 Rs. is the minimum salary to get a personal loan from ICICI Bank,
What is the minimum CIBIL score for a personal loan in ICICI Bank?
700 is the minimum CIBIL score for a personal loan in ICICI Bank.
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