Citibank Indian Oil Credit Card 2023: Accelerated Rewards on Fuel Spends

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Citibank Indian Oil Credit Card

Citibank Indian Oil Credit Card

Citibank Indian Oil Credit Card: In today’s fast-paced world, credit cards have become an essential financial tool for many individuals. They offer convenience, security, and a wide range of benefits to cardholders. One such credit card that stands out is the Citibank Indian Oil Credit Card. This card is specifically designed to provide accelerated rewards and exceptional benefits on fuel spends and other daily purchases. Let’s dive into the details of this credit card and explore the enticing perks it offers.

1. Turbo Points on Fuel Spends

The Citibank Indian Oil Credit Card offers a remarkable rewards program, earning cardholders 4 Turbo Points for every Rs. 150 spent on fuel purchases at authorized IndianOil outlets. Additionally, customers enjoy a 1% fuel surcharge reversal on fuel transactions, making it an attractive choice for frequent drivers who seek to save on their fuel expenses.

2. Earn on All Daily Spends

Apart from fuel spends, this credit card provides an excellent opportunity to earn Turbo Points on other daily expenses. For every Rs. 150 spent on groceries and supermarkets, cardholders earn 2 Turbo Points. On all other eligible spends, such as dining, shopping, and utility bills, customers earn 1 Turbo Point for every Rs. 150 spent.

3. Instant Redemption of Turbo Points

One of the standout features of the Citibank Indian Oil Credit Card is the ability to redeem Turbo Points instantly. Each Turbo Point is equivalent to Re. 1 of free fuel, and cardholders can redeem these points via SMS or through Citibank’s online platform at authorized IndianOil outlets. This seamless redemption process enhances the overall cardholder experience and provides significant savings on fuel purchases.

4. Tap n Pay Convenience

The credit card’s contactless payment feature, Tap n Pay, makes transactions swift and secure. Cardholders can make quick payments by tapping their card on the payment terminal, eliminating the need for swiping or inserting the card. This feature adds a layer of convenience to everyday purchases and promotes contactless transactions.

5. Diverse Redeeming Options

Beyond fuel redemptions, the Citibank Indian Oil Credit Card offers a range of redemption options. Cardholders can choose from various rewards, including holidays, air miles, cashback, and more. This flexibility empowers customers to tailor their rewards to suit their preferences and lifestyle.

6. Dining Privileges

Citibank’s credit cardholders can enjoy up to 20% savings at participating restaurants through the dining privileges program. Whether it’s a casual dinner or a special celebration, this perk enhances the dining experience while saving money.

7. Travel and Lifestyle Services

For those who love to explore and experience new things, the credit card offers access to a dedicated Travel and Lifestyle specialist. Cardholders can receive personalized assistance in planning unforgettable travel experiences. Whether it’s a relaxing vacation or an adventurous trip, the specialist ensures every detail is taken care of to create cherished memories.

8. Welcome Rewards

To welcome new cardholders, the Citibank Indian Oil Credit Card offers 250 Turbo Points on their first spend within 30 days of card issuance. This generous reward sets the stage for a rewarding credit card journey right from the beginning.

9. Loan on Cards

Sometimes, unexpected expenses arise, and the Citibank Indian Oil Credit Card comes to the rescue with instant loans. Cardholders can avail themselves of this facility to meet their urgent financial needs swiftly and conveniently.

FAQs (Frequently Asked Questions)

Is Indian Oil Citibank credit card good?

Yes, the Indian Oil Citibank Credit Card is a good choice for individuals who frequently spend on fuel and want to earn rewards and save on fuel expenses with accelerated Turbo Points and fuel surcharge reversal, along with additional benefits like dining privileges and diverse redemption options.

What are the benefits of Indian Oil Citibank credit card?

The Indian Oil Citibank Credit Card offers benefits such as accelerated Turbo Points on fuel spends, fuel surcharge reversal, rewards on groceries and other expenses, instant Turbo Point redemption for free fuel, dining privileges, tap n pay convenience, and access to personalized travel and lifestyle services.

What is the annual fee for Citi Iocl card?

The annual fee for the Citi Indian Oil Credit Card is Rs. 1000.

How can I redeem my Turbo Points for fuel?

You can redeem your Turbo Points for fuel by sending an SMS or logging in to your Citibank Online account and selecting eligible fuel purchases at authorized IndianOil outlets.

Is there an annual limit on the free fuel earned through Turbo Points?

Yes, cardholders can earn up to 68 liters of free fuel annually through Turbo Points redemptions.


The Citibank Indian Oil Credit Card is a powerful financial tool that rewards cardholders generously for their fuel spends and daily expenses. With accelerated Turbo Points, fuel surcharge reversal, and a diverse range of redemption options, this credit card offers unmatched value and benefits. Whether it’s saving on fuel purchases, enjoying dining privileges, or planning a dream vacation, this card caters to a wide range of needs. With its tap n pay feature and personalized travel and lifestyle services, it truly elevates the cardholder experience. If you seek a credit card that combines convenience, savings, and an array of rewards, the Citibank Indian Oil Credit Card might be the perfect fit for you.

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