HPCL Super Saver Credit Card: Benefits, Eligibility, Charges, Document

HPCL Super Saver Credit Card

HPCL Super Saver Credit Card: HPCL Super Saver Credit Card is a co-branded credit card offered by Hindustan Petroleum Corporation Limited (HPCL) in association with ICICI Bank. The card is designed for frequent fuel buyers who wish to earn rewards and save money on fuel purchases.

Features and Benefits:

1. Fuel surcharge waiver

With the HPCL Super Saver Credit Card, you can enjoy a fuel surcharge waiver of 1% on fuel purchases at HPCL petrol pumps. The maximum waiver amount is capped at Rs.100 per transaction.

2. Rewards program

The card comes with a rewards program that allows you to earn reward points on every purchase made using the card. You can earn 6 HPCL reward points on every Rs.100 spent on fuel at HPCL petrol pumps, 3 HPCL reward points on every Rs.100 spent on groceries and supermarkets, and 2 HPCL reward points on every Rs.100 spent on dining and utility bill payments.

3. Redeem rewards points

The accumulated reward points can be redeemed for fuel at HPCL petrol pumps. You can redeem 100 reward points for Rs.25 worth of fuel.

4. Welcome offer

As a welcome offer, you can get up to Rs.100 cashback on your first fuel transaction using the HPCL Super Saver Credit Card.

5. Annual fee waiver

The annual fee of Rs.199 for the first year is waived off if you spend Rs.50,000 or more in the first year.

6. Contactless payments

The card comes with a contactless payment feature that allows you to make quick and secure payments at merchant terminals without the need for a PIN.

7. EMI facility

You can convert your high-value purchases into easy EMIs with the HPCL Super Saver Credit Card.

8. Insurance coverage

The card also provides insurance coverage against fraud and theft, and personal accident insurance.

9. Add-on cards

You can also avail of add-on cards for your family members, which can be used to earn reward points and enjoy fuel surcharge waivers.

Eligibility

The HPCL Super Saver Credit Card is available to individuals who meet the following eligibility criteria:

1. The primary cardholder must be between 18 and 70 years of age.
2. The applicant must be a resident of India.
3. The applicant must have a good credit score.
4. The applicant must meet the income requirements set by ICICI Bank.

Fees and Charges

The following fees and charges are applicable for the HPCL Super Saver Credit Card:

• Joining fee: Rs.199
• Annual fee: Rs.199 (waived off for the first year if you spend Rs.50,000 or more in the first year)
• Interest rate: 3.40% per month
• Late payment fee: Rs.100 to Rs.700, depending on the outstanding balance
• Over-limit fee: 2.50% of the over-limit amount
• Cash advance fee: 2.50% of the cash advance amount, subject to a minimum of Rs.300
• Foreign currency transaction fee: 3.50% of the transaction amount

How to Apply for HPCL Super Saver Credit Card

You can apply for the HPCL Super Saver Credit Card through the following steps:

1. Visit the ICICI Bank website or the nearest ICICI Bank branch.
2. Fill in the application form with your personal details, contact information, and income details.
3. Submit the necessary documents such as identity proof, address proof, and income proof.
4. Once the application is submitted, the bank will verify your details and check your credit score.
5. If you meet the eligibility criteria and your application is approved, the bank will issue the credit card to you.

Alternatively, you can also apply for the HPCL Super Saver Credit Card online by following these steps:

1. Visit the ICICI Bank website and navigate to the credit card section.
2. Choose the HPCL Super Saver Credit Card from the list of credit cards available.
3. Fill in the application form with your personal and income details.
4. Upload the necessary documents such as identity proof, address proof, and income proof.
5. Submit the application online.
6. The bank will verify your details and check your credit score.
7. If you meet the eligibility criteria and your application is approved, the bank will issue the credit card to you.

It is important to note that the approval of your credit card application is subject to the bank’s discretion and credit policies.

Documents for HPCL Super Saver Credit Card

To apply for the HPCL Super Saver Credit Card, you will need to submit the following documents:

1. Identity proof: Any one of the following documents can be submitted as identity proof:
   • Aadhaar card
   • Passport
   • Voter ID card
   • Driving license
   • PAN card
2. Address proof: Any one of the following documents can be submitted as address proof:
   • Aadhaar card
   • Passport
   • Voter ID card
   • Driving license
   • Utility bills (electricity, water, gas, telephone)
   • Bank statement or passbook
3. Income proof: Any one of the following documents can be submitted as income proof:
   • Salary slips for the last three months
   • Bank statements for the last three months
   • Income tax returns for the last two years

It is important to note that the documents required may vary depending on the bank’s policies and the applicant’s profile. It is advisable to check with the bank for the complete list of documents required before submitting the application.

Final Words:

The HPCL Super Saver Credit Card is a good option for frequent fuel buyers who want to earn rewards and save money on fuel purchases. The card comes with several features and benefits, including a fuel surcharge waiver, rewards program, and annual fee waiver. However, the card also has certain fees and charges that need to be considered before applying for the card.

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