Best 12 RBI Approved Loan Apps in India 2024

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RBI Approved Loan Apps in India
RBI Approved Loan Apps in India

RBI Approved Loan Apps in India

RBI Approved Loan Apps in India: The Reserve Bank of India (RBI) is the central bank of India, and it regulates and supervises all financial institutions in the country, including banks and non-banking financial companies (NBFCs).

There are many loan apps available in India, but not all of them are approved by the RBI. It is important to choose a loan app that is regulated and authorized by the RBI to ensure that your financial transactions are safe and secure.

Here are some RBI-approved loan apps in India:

  1. State Bank of India (SBI) – SBI is one of the largest banks in India and offers various loan products to its customers. You can apply for a loan through the SBI mobile app or website.
  2. HDFC Bank – HDFC Bank is a private sector bank that offers a range of loan products, including personal loans, business loans, and home loans. You can apply for a loan through the HDFC mobile app or website.
  3. ICICI Bank – ICICI Bank is another private sector bank that offers various loan products. You can apply for a loan through the ICICI mobile app or website.
  4. Bajaj Finserv – Bajaj Finserv is an NBFC that offers personal loans, business loans, and other loan products. You can apply for a loan through the Bajaj Finserv mobile app or website.
  5. PaySense – PaySense is an online lender that offers personal loans. You can apply for a loan through the PaySense mobile app or website.
  6. MoneyTap – MoneyTap is another online lender that offers personal loans and credit lines. You can apply for a loan through the MoneyTap mobile app or website.
  7. Axis Bank – Axis Bank is a private sector bank that offers various loan products, including personal loans, home loans, and car loans. You can apply for a loan through the Axis Bank mobile app or website.
  8. IDFC First Bank – IDFC First Bank is a private sector bank that offers personal loans, business loans, and other loan products. You can apply for a loan through the IDFC First Bank mobile app or website.
  9. Indiabulls Dhani – Indiabulls Dhani is an online lender that offers personal loans. You can apply for a loan through the Indiabulls Dhani mobile app.
  10. CASHe – CASHe is another online lender that offers personal loans. You can apply for a loan through the CASHe mobile app.
  11. EarlySalary – EarlySalary is an online lender that offers personal loans and salary advances. You can apply for a loan through the EarlySalary mobile app.
  12. KreditBee – KreditBee is an online lender that offers personal loans and credit lines. You can apply for a loan through the KreditBee mobile app.

Conclusion

It is important to note that while these loan apps are approved by the RBI, it is still important to do your own research and due diligence before applying for a loan. Make sure you understand the terms and conditions of the loan, including the interest rate, repayment period, and any fees or charges associated with the loan.

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